Retirement accounts
Traditional IRAs, Roth IRAs, and rollover help when you are changing jobs or cleaning up old accounts.
Ash Creek Financial Advisors
Talk with a local advisor about retirement, investments, and insurance.
Send your email or phone number and someone from Ash Creek will follow up. If you would rather talk now, call the home office.
Ask for a call back
Email or phone is enough. No long form.
Home office hours: Monday-Friday, 9:00am-5:00pm.
Plan. Invest. Protect.
Advice from people you can actually reach.
Ash Creek serves families and public employees across Arizona with practical planning, investment guidance, and insurance conversations.
Services
Clear help for common financial decisions.
No jargon-first menu. These are the conversations people usually need when they call.
401(k) guidance
Help reviewing a current plan, starting a new one, or understanding what your workplace plan is doing.
College savings
529 plans and UTMA/UGMA accounts for families planning ahead for education and early financial milestones.
Insurance and income planning
Life insurance and annuity conversations focused on fit, clarity, and long-term income needs.
Second opinions
A no-cost consultation to talk through where you are, what is unclear, and what the next step should be.
Advisors
The Ash Creek advisor team.
Advisors and advisor-in-training profiles from the latest Ash Creek materials.
Phillip began his career in financial services in early 2000 and has a passion for educating people about money and how money can work for them. He was born in Flagstaff, Arizona, and now has five children with his wife, Kristy.
Request follow-upBruce brings more than 20 years of finance industry experience, including 12+ years as a fiduciary fee-only advisor. He focuses on complex financial challenges, customized investment strategies, and long-term client partnerships, while also teaching and mentoring other advisors.
Request follow-upContact Ash Creek to connect with Craig Connolly or the advisor team.
Request follow-upDaniel brings over a decade of experience helping clients navigate retirement planning and wealth management with clarity and confidence. He holds a Bachelor of Science in Finance from New England College of Business and an MBA from Cambridge College.
Request follow-upContact Ash Creek to connect with Randy Barnes or the advisor team.
Request follow-up
Derek Kartchner
Financial Advisor
Derek is a Financial Advisor based in Safford, Arizona, with more than 20 years of insurance industry experience. He earned his undergraduate degree in Business from Northern Arizona University and his MBA from Florida State University, bringing a practical, relationship-centered perspective to financial guidance.
Request follow-upJefferson Bryce
Advisor in Training
Jefferson graduated from Brigham Young University's business school in 2004 and spent his career helping people find practical, long-term solutions. A former Ash Creek client, he brings a client-first perspective and plans to step into financial advising in summer 2026.
Request follow-upSupport staff
Mandy Castañeda
Chelsie Aden
Lourdes Nieto
Core values
What Ash Creek says it is accountable to.
Our clients first
We place our clients' needs above all else. Our clients place a high level of trust in us, and we do not take this lightly.
Add value
Our job is to Add Value EVERY TIME; whether they need our services or not.
Demonstrate integrity
We strive to act with complete and unconditional honesty, with principles of sound ethics and with proper alignment of priorities. We take our Fiduciary Responsibility very seriously.
Adapt to change
We believe that for everyone involved to be successful, we must be willing and able to adapt quickly and efficiently to change. We do not shun change; we welcome it.
Achieve balance
We value and expect hard work at every level from ourselves, yet we believe that work is not our greatest purpose in life. We place a higher value on God, family, giving back and making a positive impact in society and in our client's lives.
Offices and links
Call, visit, or use an existing client resource.
For a new question, the fastest path is still the simple form or phone number above.
Safford Home Office
Bruce Bryce, Phillip Palmer, Daniel Morris, Derek Kartchner
(928) 792-2098
602 S. 8th Avenue, Safford, AZ 85546
Mesa Office
Craig Connolly
480-202-0616
3707 E Southern Ave, Suite 2049, Mesa, AZ 85206
Tucson Office
Randall Barnes
(520) 471-3747
1802 S Carthage Place, Tucson, AZ 85748